Accepted Platinum

Great Approval Rates!*

Get a $1,000 Credit Line • No Credit Check • No Application Denied For Poor Credit

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Accepted Platinum Card
Accepted Platinum Card

Reward Yourself With the Benefits Of a Credit Line

Accepted Platinum is a members-only club for online shopping. Shop from the convenience of your home exclusively at MyUniqueOutlet and enjoy 0% financing.

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Enjoy a $1,000.00 Credit Line!

0% Financing On brand name products exclusively at our online store MyUniqueOutlet.

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Low Monthly Payments

Enjoy amazing benefits Like 24/7 Roadside Assistance. Legal Assistance. Low payments Of only $19.95/mo. Click here for more details.

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No Credit Checks & No Credit Turndowns!

All credit types accepted. You will not be denied for bad credit.

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Buy Now Pay Later

Purchase your products now And enjoy our low monthly payments. Click here for more details.

Rewards Every Month!

With the Unique Platinum Card you’ll also get $25 in Reward Dollars every month that you can use to save in your choice of over 500,000 ways!

Program Details

Establishing Credit Tips

Paying Your Bills on Time is Fundamental to Good Credit

Payment history is the most significant factor credit bureaus look at and hugely impacts your creditworthiness and score. Paying your monthly bills on time, every time, is the most critical action you can take to improve or maintain your credit. A history of even one late payment can drag your score down for over seven years. If you have a late payment that's been outstanding for more than 30 days, call the creditor immediately. They may be willing to forgo reporting the issue to the credit bureaus if you can work out a solution with them.

Use Credit Cards For Recurring Payments

When it comes to achieving great credit, using multiple different lines of credit regularly is fundamental. An easy way to accomplish this without accidentally missing payments is setting up recurring monthly payments on various cards and setting up autopay for those cards with your bank. In addition, putting smaller payments like monthly Netflflix charges on older cards you barely use is a great way to keep that line of credit active and ensure you're getting top marks on credit diversity from the bureaus.

Go Ahead, Ask for a Higher Credit Limit

One of the easiest ways to improve your credit score without even making a payment is to reach out to the credit card companies and ask for an increase in your credit limit. When your credit limit goes up, your utilization immediately improves, and your score increases. If your history of on-time payments is good and you've maintained a reasonable credit utilization ratio, at least some of your creditors are likely to increase your limits. Either way, it doesn't hurt to ask.

What is Credit Repair

One in four credit reports contains errors but finding and fixing these mistakes can be tricky and time-consuming. Credit repair companies work with you to locate, correct, or remove mistakes that negatively impact your credit report. In some cases, teaming up with a credit repair company can quickly increase your score. These companies also offer other valuable services like credit score monitoring, personal finance tools, and identity theft insurance to help you gain and maintain a good credit score.

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