Accepted Platinum

Great Approval Rates!*

Get a $1,000 Credit Line • No Credit Check • No Application Denied For Poor Credit

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Accepted Platinum Card
Accepted Platinum Card

Reward Yourself With the Benefits Of a Credit Line

Accepted Platinum is a members-only club for online shopping. Shop from the convenience of your home exclusively at MyUniqueOutlet and enjoy 0% financing.

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Enjoy a $1,000.00 Credit Line!

0% Financing On brand name products exclusively at our online store MyUniqueOutlet.

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Low Monthly Payments

Enjoy amazing benefits Like 24/7 Roadside Assistance. Legal Assistance. Low payments Of only $19.95/mo. Click here for more details.

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No Credit Checks & No Credit Turndowns!

All credit types accepted. You will not be denied for bad credit.

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Buy Now Pay Later

Purchase your products now And enjoy our low monthly payments. Click here for more details.

Rewards Every Month!

With the Unique Platinum Card you’ll also get $25 in Reward Dollars every month that you can use to save in your choice of over 500,000 ways!

Program Details

Establishing Credit Tips

Keep Your Balances Low

Whether you want to improve a less than stellar credit score or sustain a perfect one, it's essential to keep the balance on your cards as low as possible. Your card balance weighs heavily on your score, and your total utilization on a single card should not exceed 10% from month to month. Ideally, pay your balance in full each month. This approach helps you avoid paying interest, and it's one of the best ways to make a substantial difference in your score.

Go Ahead, Ask for a Higher Credit Limit

One of the easiest ways to improve your credit score without even making a payment is to reach out to the credit card companies and ask for an increase in your credit limit. When your credit limit goes up, your utilization immediately improves, and your score increases. If your history of on-time payments is good and you've maintained a reasonable credit utilization ratio, at least some of your creditors are likely to increase your limits. Either way, it doesn't hurt to ask.

Keep Your Accounts Open

As far as credit bureaus are concerned, the more credit accounts you have open, the better. Having as much available credit as possible (even if you don't plan to use it) is key to achieving an excellent credit score. Closing an account will lower your available credit, negatively impacting your credit utilization rating and your score. Additionally, the credit bureaus' algorithms will score points for long-standing accounts, so keep those old accounts up and running.

How to Rebuild Your Credit

Rebuilding your credit can be a challenge, but it's never too late to start. With time and discipline, you'll begin to see results. Paying down your existing debt as quickly as possible in large sums is the fastest way to improve your score, but you might find that you still have a way to reach your target score. If you haven't already, set up auto-pay for all your monthly expenses, so your credit never takes a ding from a late or missed payment. Over time, your score will continue to improve.

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