Accepted Platinum

Great Approval Rates!*

Get a $1,000 Credit Line • No Credit Check • No Application Denied For Poor Credit

card

Get Started Here

card
card

Reward Yourself With the Benefits Of a Credit Line

Accepted Platinum is a members-only club for online shopping. Shop from the convenience of your home exclusively at MyUniqueOutlet and enjoy 0% financing.

icon-02

Enjoy a $1,000.00 Credit Line!

0% Financing On brand name products exclusively at our online store MyUniqueOutlet.

icon-04

Low Monthly Payments

Enjoy amazing benefits Like 24/7 Roadside Assistance. Legal Assistance. Low payments Of only $19.95/mo. Click here for more details.

icon-04

No Credit Checks & No Credit Turndowns!

All credit types accepted. You will not be denied for bad credit.

icon-04

Buy Now Pay Later

Purchase your products now And enjoy our low monthly payments. Click here for more details.

Rewards Every Month!

With the Unique Platinum Card you’ll also get $25 in Reward Dollars every month that you can use to save in your choice of over 500,000 ways!

Program Details

Establishing Credit Tips

Keep Your Accounts Open

As far as credit bureaus are concerned, the more credit accounts you have open, the better. Having as much available credit as possible (even if you don't plan to use it) is key to achieving an excellent credit score. Closing an account will lower your available credit, negatively impacting your credit utilization rating and your score. Additionally, the credit bureaus' algorithms will score points for long-standing accounts, so keep those old accounts up and running.

Use Credit Cards For Recurring Payments

When it comes to achieving great credit, using multiple different lines of credit regularly is fundamental. An easy way to accomplish this without accidentally missing payments is setting up recurring monthly payments on various cards and setting up autopay for those cards with your bank. In addition, putting smaller payments like monthly Netflflix charges on older cards you barely use is a great way to keep that line of credit active and ensure you're getting top marks on credit diversity from the bureaus.

Why a Good Credit Score Matters

A respectable credit score is essential if you plan to purchase a home or vehicle or qualify for a personal loan. Additionally, your credit can even affect your ability to get a job, as many top employers now check prospective employees' credit. Over time, good credit will save you hundreds or even thousands of dollars in interest charges. Someone with excellent credit always gets better financing rates because creditors consider their risk of default minimal. On the other hand, those with poor credit scores are seen as a higher risk, leading to higher interest rates throughout the loan duration.

Go Ahead, Ask for a Higher Credit Limit

One of the easiest ways to improve your credit score without even making a payment is to reach out to the credit card companies and ask for an increase in your credit limit. When your credit limit goes up, your utilization immediately improves, and your score increases. If your history of on-time payments is good and you've maintained a reasonable credit utilization ratio, at least some of your creditors are likely to increase your limits. Either way, it doesn't hurt to ask.

Your IP Address: 3.227.251.94